These Terms and Conditions govern your access to and use of the Policy Growth Agency website and services.

By accessing this website, you agree to comply with these Terms and Conditions.

1. About Our Services

Policy Growth Agency is a lead generation and marketing support company that helps connect consumer inquiries with licensed insurance professionals.

We do not:

• Sell insurance policies
• Provide insurance quotes
• Bind insurance coverage
• Offer insurance advice
• Make underwriting or approval decisions

All insurance-related services must be handled directly by licensed professionals.

2. Eligibility

By using this website, you confirm that:

• You are at least 18 years old
• Information submitted is accurate and truthful
• You are legally permitted to use this website and services
• If acting as an insurance professional, you maintain all required licenses and legal authorizations

3. Use of Website

Users agree not to:

• Use the website for unlawful purposes
• Submit false or misleading information
• Attempt unauthorized access to systems or data
• Interfere with website functionality
• Use automated systems, bots, or scraping tools without permission
• Violate applicable laws or regulations

We reserve the right to restrict or terminate access for misuse or violations.

4. No Insurance Relationship

Policy Growth Agency is not an insurance company, insurance agency, or insurance broker.

Use of this website does not create:

• An insurance policy
• A broker-client relationship
• Coverage approval
• Insurance representation
• Any guarantee of pricing or savings

5. Lead Generation Disclaimer

Consumer inquiries submitted through this website are provided on a marketing and lead-generation basis only.

We do not guarantee:

• Lead quality
• Conversion rates
• Sales performance
• Customer eligibility
• Insurance approvals
• Policy pricing or savings

Results may vary based on market conditions, licensing requirements, consumer demand, and other factors.

6. Intellectual Property

All website content, including:

• Text
• Graphics
• Logos
• Branding
• Website design
• Marketing materials

are the property of Policy Growth Agency unless otherwise stated.

Unauthorized copying, distribution, modification, or reproduction is prohibited.

7. Third-Party References

Any references to insurance carriers, agencies, or brand names are used solely for descriptive or informational purposes.

Such references do not imply:

• Ownership
• Partnership
• Sponsorship
• Endorsement
• Approval

by any insurance company or organization.

8. Website Availability

We do not guarantee uninterrupted access to the website or services.

We may:

• Modify website content
• Suspend services
• Update features
• Restrict access
• Perform maintenance

without prior notice.

9. Limitation of Liability

To the maximum extent permitted by law, Policy Growth Agency shall not be liable for:

• Direct or indirect damages
• Lost profits
• Business interruption
• Lead losses
• Data loss
• Service interruptions
• Third-party actions

resulting from use of the website or services.

10. Indemnification

Users agree to defend, indemnify, and hold harmless Policy Growth Agency from any claims, damages, liabilities, or expenses arising from:

• Website misuse
• Violation of these Terms
• False information submitted
• Legal or regulatory violations

11. Governing Law

These Terms and Conditions shall be governed by applicable laws and regulations of the relevant jurisdiction in which the business operates.

12. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time.

Continued use of the website after updates constitutes acceptance of the revised Terms.

13. Contact Information

For questions regarding these Terms and Conditions, contact:

Policy Growth Agency
Website: policygrowthagency.com
Email: [email protected]